Last night I tweeted about a gift card deal from West Coast grocery story Smart & Final.
What’s the deal?
Credit card lovers get excited about deals like this because you can earn points or meet a minimum spend requirement by buying gift cards with your credit card, while also:
- Making back most of the value of the gift card by selling it online.
- In this case using the $10 voucher for groceries you would have purchased anyway.
But some bad news:
Some stores only allow you to purchase gift cards with cash or a debit card, which removes any benefits of using a credit card.
This issue is something Doctor of Credit has mentioned in the past.
This is the case at my local Smart & Final location:
While it’s still a decent deal, it’s not nearly as good as I thought without the option to pay with a credit card.
Here are the eligible gift cards and fine print:
I’m not sure if the cash-only policy is for all Smart & Final locations or just some.
If you have better luck at your store, let me know!